Financial Planning

About

Financial Planning is about financial commitment, not just advice, but action & execution as well. It’s not about products and calculations or returns. It is about your peace and happiness.

With a simple and well-defined process, we guide you to achieve life’s milestones as a financial coach and walk with you throughout this journey.

Process Flow

Our Investment Philosophy

The aim is to minimize risk and stabilize returns by creating diverse portfolio that combine negative correlation between different asset classes.

Our Investment Philosophy is aligned to our core philosophy discussed earlier. Our team has diverse experience in key areas that are crucial for understanding client’s life priorities, the market pulse & investment rationale.

In Pentagraph’s self-sustaining framework, asset allocation and diversification play a key role in achieving our underlying objective and purpose. Attribution analysis proves that asset allocation is of paramount importance, as more than 90% of return comes from Asset Allocation over a long period of time.

Diversification helps to protect the downside of the portfolio as different asset classes behave differently. The “don’t put all eggs in one basket” theory works well for wealth protection.

We go one step ahead in creating different baskets under portfolio construction.

SHORT TERM

1 Month TO
3 Years

DEBT
FUNDS

MEDIUM TERM

3 Years To
7 Years

ASSEY ALLOCATION
FUNDS

LONG TERM

Above
7 Years

EQUITY
FUNDS

Strategic Allocation Matrix

We believe that no two clients are the same. We follow a thorough client profiling as follows to understand our clients at deeper levels and ensure that they are guided in the right manner to achieve goals that matter to them the most.

For a detailed strategy that is designed for your Financial Freedom, and send it to connect@pentagraph.co.in. Our client servicing team would evaluate the same and come back to you with a valuable recommendation.

Financial Freedom

Invest in Life

No one else can do it for you
For everything else, there's

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